Protecting Exceptional Yachts.
Independent, plainly-written intelligence on yacht insurance — coverage, valuation, navigation limits and claims — for owners and the people who advise them.
Yacht-insurance intelligence — not a broker, not a panel.
Coverage, valuation and warranties explained in owner’s English.
Every brief references the clauses and standards it relies on.
Guides, papers and a working glossary maintained as terms change.
Everything an owner needs to insure well.
Yacht Insurance Explained
Hull & machinery, protection & indemnity, agreed value — how the cover actually works.
Guides
Practical answers to the questions owners and captains ask before they renew.
Papers
Longer-form briefs on market conditions, valuation and emerging risk.
Glossary
The terms of art — navigation limits, lay-up warranty, deductibles — defined.
Insights
Considered commentary on owning, insuring and protecting an exceptional yacht.
Calculators
Work through a named-storm deductible exposure before you sign the schedule.
Start with the clauses that decide a claim.
The quiet authority on insuring a yacht.
Insuring an exceptional yacht is a matter of judgement, not just price. Our work is to make that judgement legible — so the decision sitting in front of you is clear before it is signed.
Independent by design
We sell nothing. The guidance answers to owners and captains, not to a panel of carriers.
Written to be understood
Agreed value, lay-up warranties, navigation limits — explained in the language of the deck, not the wording.
Kept current
Briefs and definitions are maintained as market terms and standards move, not left to age.
From the editorial desk.
Agreed Value vs Actual Cash Value
Why the way your yacht is valued in the schedule decides what a total loss actually pays.
ReadWeather riskNamed-Storm Deductibles
How hurricane deductibles are calculated, and the exposure owners overlook in storm season.
ReadWarrantiesNavigation Limits & Lay-Up
The geographic and seasonal warranties that quietly void cover when they are breached.
ReadWhen the weather decides to test the policy.
A claim is the moment the wording is read in earnest. Our guidance covers the risk that prompts it — named storms, navigation breaches, lay-up — so the cover holds when it is asked to.
Named-storm exposureUnderstand the deductible before the season, not during it.
Warranty disciplineKeep navigation limits and lay-up dates from quietly voiding cover.
“Insuring a yacht well is not about finding the cheapest line on a schedule. It is about understanding precisely what you are protecting — and making that judgement plain to the person who owns it.”
The Founder
MyYachtsInsurance
A considered conversation about your yacht.
Send us your current policy. A yacht risk specialist reads it against how she is actually used and replies with a written note on any gaps.